40% of Canadians haven’t touched their retirement portfolio in 2 years! 1. FP Canada projects Canadian equities returning 6.3% in 2026 — but only if your portfolio is actually positioned to capture those gains with enough equity exposure. → 6.3% 2. The 60/40 rule is your starting point: 60% equities, 40% fixed income if you’re between 55 and 75 — then shift 1% more to bonds every year you age. → 60/40 3. CPP maxes out at $1,507 per month and OAS adds $743 — that’s $2,250 in guaranteed income you can build your withdrawal strategy around. → $2,250/month 4. With inflation projected at 2.1%, your fixed income at 3.2% barely beats it — make sure bonds aren’t overweighted or you’re quietly losing purchasing power. → 3.2% Full 2026 guide 🌐 getwealthy.blog #CanadaFinance #PersonalFinance #CanadianMoney #MoneyTips #Canada
Certified Financial Planner (CFP) and Chartered Investment Manager (CIM) with over 17 years of experience in Canadian personal finance. Spent 10+ years at one of Canada's Big Five banks, the last 7 focused exclusively on high-net-worth clients. Every guide is written with the same depth I bring to real client work — Canada-specific, CRA-verified, and always free.