Buying a Home With Family or Friends Canada 2026: Co-Ownership and Mortgage Risk
Pooling down payments can make an impossible purchase workable — but a shared mortgage makes every borrower liable for the whole debt. Here's how to structure title, what the co-ownership agreement must cover, and the 2026 tax rules that catch non-resident co-owners.
Will 50% Counter-Tariffs Raise Canadian Home Build & Renovation Costs?
As 50% duties hit U.S. steel, drywall, and lumber, Canadian home building and renovation costs are set to skyrocket. See our budget scenarios and learn how to protect your real estate projects this fall.
How Property Taxes Work in Canada: A Beginner’s Guide
Property tax equals assessed value divided by 1,000, times the mill rate. Compare rates from Vancouver to Winnipeg and see how to appeal your assessment.
How to Buy a Condo in Canada 2026: First-Timer Steps
First-time buyers can claim up to $50,000 in GST rebate on new condos under $1M. Plus closing fees, status certificate red flags and 30-year amortization.
Over-Leveraged With Real Estate? How to Know in 2026
With the average home forecast at $688,955, three mortgaged properties can cost about $9,600 a month. A hold, sell or restructure plan for stretched owners.
How to Buy a House in Canada: First-Time Buyer Steps (2026)
First-time buyers can claim up to $50,000 in GST rebate on new homes under $1M, plus the $1,400 home buyers' tax credit and 30-year amortization eligibility.
The Trade War Housing Split: Prairie vs Ontario Property Values in 2026
Ontario's benchmark is down about 6.5% year over year while Prairie markets hold flat to positive, as energy, potash and critical minerals escape tariffs.
What Is a Down Payment in Canada? How It Works
Down payment minimums: 5% up to $500K, 5%/10% blended to $1.5M, 20% above. Sources like the FHSA, HBP and gifts, and why you don't need 20% to buy.
The Crash That Wasn’t: What Actually Happened to Canadian Home Prices in 2025-2026
CREA's benchmark is down about 20% from the 2022 peak. It forecasts $688,955 for 2026 and $695,094 for 2027, with peak recovery around 2029.
What Is Title Insurance in Canada?
A one-time $200-400 payment protects you for as long as you own your home — no monthly fees, no renewals. Title insurance vs. land survey compared, why declining owner's coverage (to save $100-150) is a costly mistake, and exactly what your lawyer's title search misses that only insurance covers.