Investment
Three-Fund ETF Portfolio Canada 2026: A Simple Core Built With Canadian ETFs
A three-fund portfolio gives you thousands of stocks and bonds worldwide with just three low-cost Canadian ETFs.
Personal finance, made for Canadians 🍁
Smart money decisions start here.
Clear, practical guides on TFSAs, RRSPs, mortgages and taxes — written for Canada, updated for 2026, and always free.
Trusted on:
2026 CRA rules
Official CRA data
No paywalls
This week's top reads
Popular
1
Investment
Canada Investment Summit 2026 Results: $500B in Commitments and 3 TSX Sectors to Watch
Investment
Systematic Investing in 2026: A Stress-Free Framework to Navigate TSX Volatility
Investment
Three-Fund ETF Portfolio Canada 2026: A Simple Core Built With Canadian ETFs
What Canadian money question can we answer today?
Browse by topic
Pick where you want to start
Cash Management
HISAs, budgeting & emergency funds
30 GUIDES
Investing
ETFs, stocks & building a portfolio
101 GUIDES
Registered Accounts
TFSA, RRSP, FHSA, RESP & RDSP
52 GUIDES
Mortgage & Loans
Mortgages, HELOCs & refinancing
64 GUIDES
Insurance
Life, disability, home & auto
24 GUIDES
Tax
CRA filing, credits & deductions
60 GUIDES
Real Estate
Buying, selling & the housing market
51 GUIDES
Government Benefits
CCB, GST/HST, EI, OAS & CPP
31 GUIDES
Financial Planning
Retirement, net worth & your money plan
69 GUIDES
Latest guides
Featured guides
Financial Planning
50/30/20 Budget Rule Canada 2026: Does It Work When Rent Takes Half Your Pay?
The 50/30/20 rule says needs should take half your take-home pay, but in Toronto or Vancouver, a one-bedroom alone can eat more than that. Here's how…
Investment
Real Return Bonds and Inflation-Linked ETFs Canada 2026: Do They Protect Your Savings?
Real return bonds adjust with inflation, but Ottawa stopped issuing them in 2022, and their prices can still fall sharply.
Updated for 2026
Current CRA rules and contribution limits, reviewed every year.
Canadian-only
TFSA, RRSP, FHSA, OAS & CPP — written for Canada, not the US.
Grounded in CRA data
Every guide is based on official CRA sources and regulations.
Always free
No paywalls, no subscriptions — clear advice for everyone.
Most read
Popular this month
Cash Management
How Much Cash Can You Deposit at a Canadian Bank? 2026 Rules
There's no legal limit on how much of your own cash you can deposit in Canada, but $10,000 or more, even split over 24 hours, is…
Cash Management
RBC Savings Account Monthly Fee 2026: How to Avoid It
RBC charges $3.00/month for paper statements on High Interest eSavings from August 3, 2026. How to avoid the fee in two minutes, plus no-fee alternatives.
Cash Management
TD Chequing Account Fees 2026: Unlimited & All-Inclusive
TD Unlimited Chequing costs $17.95 a month, waived with a $4,000 daily minimum balance, not an average. TD chequing fees compared, including All-Inclusive.
The weekly money brief
Every Saturday: one CRA update, one savings tip, and our newest guide — in under 3 minutes. Free, no spam, unsubscribe anytime.
✓ 2026 TFSA & RRSP limits ✓ Mortgage rate alerts ✓ New guides first
Subscribe Free →
Free · No spam · Unsubscribe anytime