Every guide on GetWealthy is researched, written, and verified by a Canadian Certified Financial Planner (CFP) and Chartered Investment Manager (CIM). Here's exactly how that works.
We cover topics based on what Canadians are actually searching for and asking about — from TFSA contribution room to GIC rates to CRA deadlines. We prioritize questions where generic or U.S.-focused advice causes real financial harm.
Every guide starts with primary sources: CRA.gc.ca for tax rules, Canada.ca for government benefit details, the Bank of Canada for rates and policy, OSFI for regulatory guidance, and the official websites of banks, credit unions, and financial institutions for current product rates.
Numbers — rates, limits, deadlines, contribution room — are verified directly from official government and institutional sources before publication. We do not rely on secondary summaries or third-party aggregators as our primary source.
Every guide is reviewed for accuracy against current CRA rules, federal regulations, and applicable provincial rules where relevant. The CFP/CIM author applies 17+ years of practical client experience to ensure guidance is actionable, not just technically correct.
Every guide displays a "Last Updated" date. When rules change — a new TFSA limit, updated RRSP ceiling, revised CRA bracket — we return to the guide, update all figures, re-verify the sources, and advance the update date.
When a guide cites a tax rule, contribution limit, or regulation, the information comes from one or more of these official sources:
Tax rules, TFSA/RRSP/FHSA limits, capital gains treatment, and all CRA program details.
Old Age Security (OAS), Canada Pension Plan (CPP), GIS, federal benefit programs, and FHSA eligibility rules.
Policy interest rate announcements, inflation data, and monetary policy communications.
Mortgage stress test rules (B-20 guidelines), regulatory capital requirements, and federally regulated financial institution oversight.
Deposit insurance limits, eligible categories, and member institution status.
Inflation (CPI), income data, household savings rates, and economic indicators.
GIC rates, HISA rates, mortgage rates, and product details — always sourced from the institution's own website, not aggregators.
CFP and CIM designation standards, competency frameworks, and continuing education requirements.
Canadian tax law, account types, and financial products are fundamentally different. We only cover Canadian rules, CRA regulations, and Canadian institutions.
Any number published — a rate, a limit, a deadline — is pulled from a named primary source. We do not generate or estimate data from AI models.
Financial institutions do not pay to appear in our guides. Affiliate relationships are disclosed clearly in every post that contains them.
Our guides are educational. They are not a substitute for advice from a financial advisor who knows your personal situation. Always consult a qualified advisor before making major financial decisions.
Canadian financial rules change regularly — TFSA limits are adjusted annually, the Bank of Canada changes its rate multiple times per year, and CRA rules are amended with each federal budget. We review and update our guides whenever relevant rules change.
If you spot an error — a wrong figure, an outdated rule, or a broken link to a primary source — please let us know. We take corrections seriously and will update the guide within 48 hours of verification.
This methodology page was last reviewed: August 2026.