Two ETFs. One hour a year. Actual wealth. 1. Most Canadian mutual funds charge 2.0–2.5% annually, while couch potato index ETFs charge as little as 0.20–0.25% — on a $100,000 portfolio that gap is roughly $2,000 a year staying in your pocket. → $2,000 2. You can start a couch potato portfolio with as little as $1 on commission-free platforms like Wealthsimple, though having $500–$1,000 gives you more flexibility when choosing ETFs. → $1 3. Your 2026 TFSA lifetime room could be as high as approximately $109,000 if you’ve been eligible since 2009 — making it one of the best shelters for a low-cost index portfolio. → $109,000 4. The 2026 RRSP contribution limit is $33,810 — not $32,490, which was 2025’s limit — so double-check your room before you contribute this year. → $33,810 Full setup guide 🌐 getwealthy.blog #canadafinance #personalfinance #canadianmoneytalk #moneytips #canada
Certified Financial Planner (CFP) and Chartered Investment Manager (CIM) with over 17 years of experience in Canadian personal finance. Spent 10+ years at one of Canada's Big Five banks, the last 7 focused exclusively on high-net-worth clients. Every guide is written with the same depth I bring to real client work — Canada-specific, CRA-verified, and always free.