Miss this EI deadline and lose benefits forever. 1. Apply online at Canada.ca within 4 weeks of your last day of work — waiting longer can permanently reduce or eliminate the benefits you’re owed. → 4 weeks 2. You’ll need your Record of Employment, Social Insurance Number, banking details, and personal ID ready before you start — missing any one of these stalls your application. → 28 days 3. The maximum weekly EI benefit in 2026 is $729, based on maximum insurable earnings of $68,900 — many Canadians are still quoting the outdated lower figures and under-planning their budgets. → $729 4. Depending on your region’s unemployment rate, you need between 420 and 700 insurable hours worked in the past 52 weeks to qualify — higher local unemployment means fewer hours required. → 420–700 hours Full step-by-step guide linked in bio 🌐 getwealthy.blog #canadafinance #personalfinance #canadianmoneytalk #MoneyTips #canada
Certified Financial Planner (CFP) and Chartered Investment Manager (CIM) with over 17 years of experience in Canadian personal finance. Spent 10+ years at one of Canada's Big Five banks, the last 7 focused exclusively on high-net-worth clients. Every guide is written with the same depth I bring to real client work — Canada-specific, CRA-verified, and always free.