The Insurance Claim Mistake That Delays Your Payout

Most Canadians file claims wrong — here’s what to do. 1. The moment something goes wrong, document everything before you touch a single thing — photos, videos, timestamps, and witness info. This record is the foundation of your entire claim and directly affects how much you get paid. 2. Contact your insurer within 24 hours — most Canadian insurers have 24/7 emergency claims lines for fires, floods, and accidents. Have your policy number, incident details, and police report number ready when you call. → 24 hours 3. Simple claims typically settle in 2 to 4 weeks, but complex ones like major home damage can stretch 3 to 6 months — so the faster and cleaner your documentation, the faster you get paid. → 2–4 weeks 4. Incomplete documentation is the number one reason claims get delayed or disputed in Canada — and with Ontario home insurance averaging $2,235 a year, you need to know your coverage before something goes wrong. → $2,235/year Full step-by-step guide linked 🌐 getwealthy.blog #canadafinance #personalfinance #canadianmoneytalk #MoneyTips #canada