GetWealthy
What Canadian money question can we answer today?
INVESTMENT
Jun 9, 2026 13 min read

Should I Drain My RRSPs to Pay Off My Mortgage at Renewal?

Withdraw RRSP to pay mortgage Canada 2026? $100K withdrawal = $30-45K tax hit + permanent loss of room. TFSA first, OAS clawback starts $93,454 (2025 income). Complete comparison with smarter alternatives.

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INVESTMENT
Jun 8, 2026 12 min read

The 75/25 Portfolio Myth: Why It’s Failing in 2026

75/25 portfolio Canada 2026: why sector rotation is failing investors as Brent oil swung $61→$138→$93. VGRO vs XGRO vs TD e-Series comparison. How to rebalance and stop chasing performance.

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INVESTMENT
Jun 8, 2026 12 min read

Top 4 Asset Management Tips Canadians Are Searching For in 2026 (TFSA & RRSP Focus)

Top Canadian asset management tips 2026: TFSA ($109K lifetime), RRSP ($33,810), capital gains 50% on ALL amounts (Carney cancelled $250K threshold). FP Canada projects 6.3% Canadian equity returns.

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FINANCIAL PLANNING
Jun 7, 2026 12 min read

How to Grow Your Personal Assets in 2026: ETF Strategies for 10%+ Returns

ETF strategies Canada 2026: $22.7B into asset allocation ETFs. XEQT (0.20%) vs VEQT (0.24%) complete breakdown. Front-load TFSA ($109K lifetime) for maximum compounding — step-by-step guide.

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CASH MANAGEMENT
Jun 7, 2026 13 min read

Best Apps and Tools for Canadian Personal Finance in 2026 (Wealthsimple, etc.)

Best Canadian personal finance apps 2026: Wealthsimple (commission-free), EQ Bank (2.75% HISA), Quicken Simplifi ($2.99/mo). Free vs paid comparison plus TFSA/RRSP integration guide.

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FINANCIAL PLANNING
Jun 7, 2026 12 min read

2026 Financial Roadmap: Navigating Economic Uncertainty in Canada

2026 Canadian financial roadmap: FP Canada projects 6.3% Canadian equities, 2.1% inflation. Emergency fund, TFSA ($109K), RRSP ($33,810), FHSA guide for middle-income Canadians navigating uncertainty.

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INVESTMENT
Jun 6, 2026 12 min read

Your Friends’ Mortgages Are Renewing at 3.5%—Now What?

Mortgage renewing from 2% to 3.5% in 2026? BOC held at 2.25% since Oct 2025. Payment jump calculator, 3 competing quotes strategy, and the stress test exemption that makes switching easier than ever.

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FINANCIAL PLANNING
Jun 4, 2026 12 min read

CPP Made 7.8% in 2026 — Is Your TFSA Beating It?

CPP Investments returned 7.8% in fiscal 2026 — growing to $793.3B. Is your TFSA keeping pace? How to calculate your personal return, benchmarks by strategy, and common mistakes costing Canadians returns.

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CASH MANAGEMENT
Jun 4, 2026 12 min read

Why Is CASH.TO Taking 5 Days to Withdraw in 2026?

CASH.TO withdrawal takes 3-5 business days due to T+2 settlement. But with CASH.TO yielding only ~2.24% vs EQ Bank's 2.75% HISA, is it even worth the wait? Complete 2026 comparison.

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INVESTMENT
Jun 1, 2026 14 min read

No VC Funding? How Canadian Startups Are Raising in 2026

Canadian startup funding 2026: 104 VC deals (9-year low), growth-stage collapsed to 1 deal. SR&ED grants, angel investors, revenue-based financing — complete guide for founders and retail investors.

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