GetWealthy
What Canadian money question can we answer today?
INVESTMENT
May 25, 2026 13 min read

Is Real Estate Still Worth It in Canada 2026?

Is real estate worth it Canada 2026? CREA average price $695,412, rates 3.30-4.89%, hidden costs $25K+/year. Honest real estate vs stocks comparison with real cash flow numbers.

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FINANCIAL PLANNING
May 23, 2026 13 min read

CMHC Insurance Canada 2026: Costs and How to Avoid It

CMHC insurance Canada 2026: premiums 2.80%-4.00%, new $1.5M limit, and 30-year amortization rules. Real dollar costs at every price point and 4 proven strategies to avoid or reduce your premium.

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MORTGAGE AND LOAN
May 23, 2026 13 min read

3-Year vs 5-Year Mortgage Term Canada 2026: Which?

3-year vs 5-year mortgage Canada 2026: compare rates (spread 0.15-0.40%), penalties, and flexibility. With BOC at 2.25% and oil above $100, which term is right for your renewal?

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FINANCIAL PLANNING
May 22, 2026 13 min read

Should I Buy a House Now or Wait Until 2027 Canada?

Buy house now or wait Canada 2026? CREA forecasts $688,955 average price with 1.5% growth. Compare buying now vs waiting until 2027 — rates, competition, and your personal financial readiness.

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MORTGAGE AND LOAN
May 21, 2026 15 min read

Porting a Mortgage in Canada 2026: How It Works, Costs & When It Backfires

How porting a mortgage works in Canada in 2026: portability windows, blend-and-extend math, stress test rules, penalties and when breaking costs less.

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MORTGAGE AND LOAN
May 20, 2026 12 min read

Second Mortgage Canada 2026: Rates, Risks & How to Qualify

Second mortgage Canada 2026: rates from 7.49% (A-lender) to 18%+ (private). Compare vs HELOC (4.95%+), qualification requirements, and step-by-step guide to accessing your home equity.

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FINANCIAL PLANNING
May 17, 2026 13 min read

Best Mortgage Rates Canada 2026: Compare Today’s Lowest

Best mortgage rates Canada May 2026: 5-year fixed from 3.84%, variable from 3.30%. Compare rates from banks, brokers, and online lenders to save $15,000-$30,000 on your mortgage.

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FINANCIAL PLANNING
May 17, 2026 12 min read

FHSA vs RRSP First Home Canada: Which to Use in 2026

FHSA vs RRSP Home Buyers Plan 2026: combine both for up to $100,000 ($200,000 per couple) in tax-free down payment savings. Complete guide for Canadian first-time buyers.

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MORTGAGE AND LOAN
May 17, 2026 20 min read

Fixed vs Variable Mortgage Canada 2026: Which Should You Choose?

Fixed vs variable mortgage in 2026: current rates, the spread, payment examples and a renewal checklist to help Canadians pick the right rate type.

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CASH MANAGEMENT
May 14, 2026 13 min read

How to Improve Your Credit Score in Canada 2026: Complete Step-by-Step Guide

Learn how to improve your credit score in Canada in 2026. Step-by-step guide covering Equifax vs TransUnion, credit utilization, payment history, and fastest ways to raise your score.

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