GetWealthy
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REAL ESTATE
May 30, 2026 13 min read

Rent vs Buy Vancouver 2026: The $1K Monthly Math

Rent vs buy Vancouver 2026: buying costs $6,143/month vs $3,123 renting in Year 1, but breaks even by Year 5. With HBP now $60K and FHSA $40K, first-time buyers can access $100K tax-free.

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MORTGAGE AND LOAN
May 29, 2026 15 min read

Mortgage Renewal Shock 2026: Can’t Afford the New Payment? Sell, Renew or Ride It Out

Can't afford your 2026 mortgage renewal payment? See the real payment shock at current rates and compare selling, renewing on new terms or riding it out.

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MORTGAGE AND LOAN
May 27, 2026 14 min read

Mortgage Paid Off Canada 2026: What to Do Next

Mortgage paid off Canada 2026: maximize TFSA ($109K room), RRSP ($33,810), and redirect $2,000/month into investments. Complete guide to building wealth after mortgage freedom.

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INVESTMENT
May 25, 2026 13 min read

Is Real Estate Still Worth It in Canada 2026?

Is real estate worth it Canada 2026? CREA average price $695,412, rates 3.30-4.89%, hidden costs $25K+/year. Honest real estate vs stocks comparison with real cash flow numbers.

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FINANCIAL PLANNING
May 23, 2026 13 min read

CMHC Insurance Canada 2026: Costs and How to Avoid It

CMHC insurance Canada 2026: premiums 2.80%-4.00%, new $1.5M limit, and 30-year amortization rules. Real dollar costs at every price point and 4 proven strategies to avoid or reduce your premium.

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MORTGAGE AND LOAN
May 23, 2026 13 min read

3-Year vs 5-Year Mortgage Term Canada 2026: Which?

3-year vs 5-year mortgage Canada 2026: compare rates (spread 0.15-0.40%), penalties, and flexibility. With BOC at 2.25% and oil above $100, which term is right for your renewal?

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FINANCIAL PLANNING
May 22, 2026 13 min read

Should I Buy a House Now or Wait Until 2027 Canada?

Buy house now or wait Canada 2026? CREA forecasts $688,955 average price with 1.5% growth. Compare buying now vs waiting until 2027 — rates, competition, and your personal financial readiness.

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MORTGAGE AND LOAN
May 21, 2026 15 min read

Porting a Mortgage in Canada 2026: How It Works, Costs & When It Backfires

How porting a mortgage works in Canada in 2026: portability windows, blend-and-extend math, stress test rules, penalties and when breaking costs less.

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MORTGAGE AND LOAN
May 20, 2026 12 min read

Second Mortgage Canada 2026: Rates, Risks & How to Qualify

Second mortgage Canada 2026: rates from 7.49% (A-lender) to 18%+ (private). Compare vs HELOC (4.95%+), qualification requirements, and step-by-step guide to accessing your home equity.

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FINANCIAL PLANNING
May 17, 2026 13 min read

Best Mortgage Rates Canada 2026: Compare Today’s Lowest

Best mortgage rates Canada May 2026: 5-year fixed from 3.84%, variable from 3.30%. Compare rates from banks, brokers, and online lenders to save $15,000-$30,000 on your mortgage.

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