Canadian Finance Resources 🍁

The best Canadian apps, tools, calculators, and resources — all in one place.

🏦 Best Canadian Bank Accounts

EQ Bank

Canada's best online bank for savings. No monthly fees, no minimum balance, consistently one of the highest interest rates. Perfect for your emergency fund.

Wealthsimple Save

Simple, no-fee savings with a competitive rate. Great if you already use Wealthsimple for investing — keeps everything in one place.

Oaken Financial

Excellent for GICs and term deposits. One of the best rates for locked-in savings.

📈 Best Canadian Investment Platforms

Wealthsimple Trade

Canada's best commission-free trading app. Zero commission on stocks and ETFs. Offers TFSA, RRSP, FHSA, and non-registered accounts. Perfect for beginners.

Questrade

One of Canada's most established discount brokers. Free ETF purchases. More advanced features. Great for experienced investors.

Wealthsimple Invest

Canada's leading robo-advisor. Automatically builds and rebalances a diversified ETF portfolio based on your risk tolerance.

📊 Best Canadian All-in-One ETFs

XEQT — iShares Core Equity ETF

100% equities. Globally diversified. MER: 0.20%. Best for long-term investors with a 10+ year horizon.

VEQT — Vanguard All-Equity ETF

Similar to XEQT. 100% equities with slightly more Canadian weighting. MER: 0.24%.

XGRO / VGRO

80% equities, 20% bonds. Good for investors who want slightly less volatility. MER: 0.20–0.24%.

🧮 Free Canadian Finance Calculators

TFSA Contribution Room

Calculate exactly how much TFSA room you have. → Use the CRA My Account portal for your exact room.

RRSP Tax Savings

See how much tax you'll save from your RRSP contribution. → Wealthsimple Tax has a built-in RRSP calculator.

Mortgage Affordability

Find out how much home you can afford. → CMHC mortgage calculator at cmhc-schl.gc.ca.

Compound Interest

See how your investments grow over time. → Investor.gov compound interest calculator.

📱 Best Canadian Finance Apps

Wealthsimple Tax

The best free tax filing software in Canada. Handles RRSP contributions, T4s, investment income, and more. 100% free.

YNAB (You Need A Budget)

Powerful zero-based budgeting app that connects to your Canadian bank accounts.

Borrowell

Free Equifax credit score monitoring in Canada. Check your score anytime at no cost.

Koho

A prepaid Visa with built-in budgeting tools and cashback. Great for spending awareness and building credit.

📚 Recommended Reading

The Wealthy Barber Returns — David Chilton

The definitive Canadian personal finance book. Written specifically for Canadians, easy to read, and full of timeless advice.

Millionaire Teacher — Andrew Hallam

A Canadian teacher's guide to building wealth through index investing. One of the best investing books by a Canadian.

Your Money or Your Life — Vicki Robin

A classic on the relationship between money and life energy. Changes how you think about spending and saving.

🏛️ Official Canadian Government Resources

CRA My Account

Your official CRA portal. Check TFSA room, RRSP room, tax returns, and benefit payments. → canada.ca/cra-my-account

Government of Canada Financial Tools

Official retirement and CPP calculators. → canada.ca/en/services/finance

OSFI Pension Information

Information about federally regulated pension plans. → osfi-bsif.gc.ca

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