Private Investing vs ETFs: The Fee Truth Nobody Shows You

Private Investing vs ETFs: The Fee Truth Nobody Shows You #shorts Billionaires invest differently — and fees eat you alive. 1. On a 10% gross return, a private credit fund charging 1.5% management plus 15% performance fees nets you just $7,225 on $100K — while a plain ETF at 0.22% MER nets $9,780 on the exact same return. → $9,780 vs $7,225 2. Most Canadian private alternative funds are still locked behind accredited investor rules — you need over $1,000,000 in net financial assets or $200,000+ in annual income just to get in the door. → $1,000,000 3. Before chasing private alternatives, your TFSA lifetime room is $109,000 and your 2026 RRSP contribution limit is $33,810 — maxing both still beats alternatives for most Canadians. → $109,000 4. Private alternatives require patience — these investments lock your money away for 7 to 10 or more years, and unlike ETFs you cannot sell on any given trading day if you need cash fast. → 7–10+ years Full breakdown 🌐 getwealthy.blog #canadafinance #personalfinance #canadianmoneytalk #moneytips #canada