Stop Asking ‘Where Did My Money Go?’ — Do This Instead

Split your paycheque three ways — never stress again. 1. Every dollar you earn gets sorted into just three buckets: Essentials (50–60%), Goals (20–30%), and Fun (10–20%) — no spreadsheet, no guilt, no 47 budget categories. → 50–60% 2. On a $4,200 take-home — roughly what a $65,000 Ontario salary nets you — that means up to $2,730 for Essentials, $630 for Goals like your TFSA or RRSP, and $840 for guilt-free Fun. → $4,200 3. Automate transfers to separate accounts at banks like EQ Bank or Wealthsimple the moment your paycheque lands — the whole setup takes 10 minutes once, and you never have to think about it again. → 10 minutes 4. Freelancer or gig worker? Calculate your baseline monthly take-home, bucket any surplus — like a $2,500 overflow month — straight into Goals, and pull from Goals during a shortfall month, up to $500. → $2,500 Full guide 🌐 getwealthy.blog #CanadaFinance #PersonalFinance #CanadianMoney #MoneyTips #Canada