One ETF purchase. Instant ownership in 50 companies. 1. Canadian ETFs charge as little as 0.03% to 0.25% in management fees — compare that to the roughly 2% mutual funds take every single year, and the savings compound massively over time. → 0.03%–0.25% 2. Unlike mutual funds that only price once a day after markets close, ETFs trade in real time on the TSX — so you can buy at 10:15 a.m. and sell at 2:30 p.m. if you need to. → 10:15 a.m. 3. Hold your ETFs inside a TFSA, RRSP, or FHSA and any dividends or gains are sheltered from tax — your 2026 RRSP contribution room is up to $33,810. → $33,810 4. Most beginners start with index ETFs that passively mirror a market like the S&P/TSX 60 — because the evidence shows passive funds often outperform actively managed ones over time, especially after fees. Full beginner guide 🌐 getwealthy.blog #canadafinance #personalfinance #canadianmoneytalk #moneytips #canada
Certified Financial Planner (CFP) and Chartered Investment Manager (CIM) with over 17 years of experience in Canadian personal finance. Spent 10+ years at one of Canada's Big Five banks, the last 7 focused exclusively on high-net-worth clients. Every guide is written with the same depth I bring to real client work — Canada-specific, CRA-verified, and always free.